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Terminal benefits

Retirement & exit-payment tax bands.

Tax on retirement gratuities, provident-fund lump-sums, and compensation for loss of employment is charged on a separate concessionary schedule — this is the reference. Interactive calculator dropping soon.

Concessionary rates on terminal benefits

Payment typeRate
First LKR 10,000,000 of benefit
Tax-free ceiling across all terminal payments in a year
0%
Next LKR 10,000,000 (10M – 20M)6%
Balance above LKR 20,000,00012%
Uniformed-service / long-service adjustments
Consult IRD Table 3 / 4 depending on years of service
Varies

Source: Inland Revenue Act No. 24 of 2017, Fifth Schedule · IRD APIT Table 3 / 4

What we handle

We handle
  • Working out the concessionary rate for a lump-sum payout
  • EPF / ETF withdrawal tax computation
  • Gratuity Act eligibility check
  • Compensation-for-loss-of-employment structuring advice
Not (yet) covered here
  • Foreign-source pension income
  • Ex-gratia payments structured as loans
  • Cross-border transfers of retirement funds

Retiring, resigning, or restructuring? We'll walk you through it.

Send us the payout components — gratuity, EPF, ETF, ex-gratia — and we'll compute the exact APIT deduction and net take-home. First conversation free.